BCU Mortgage Loyalty Rate Discount

Moving day is closer than you think.

Finance your dream home with BCU and receive 1.50% off the current market rate*!


Here’s how it works:

Upgrade to a new home

Let’s assume your current residential mortgage rate is 4.50%. With BCU, you can purchase a new home at 1.50% less than today’s market rate.

Get a 1.5% discount on your new mortgage

You finance a new home with BCU. You receive an exclusive 1.50% rate discount and the unparalleled support of our dedicated Home Loans Experts.

Sleep happily ever after

You sleep better at night knowing you’re still saving money and paying off your mortgage faster, thanks to a great low rate!

Plus, receive a credit up to $1,050 to cover lender fees**!


What’s the catch?

There is no catch! We created this exclusive offer to thank you for being a loyal member.


We understand the rate you locked in during historic lows in the market is likely holding you back from buying your dream home. Whether you’ve outgrown your space or you’re looking to upgrade, now’s your chance to get the home you want without sacrificing a great rate!


Ready to get started?

We’re here to support you every step of the way.

Today's Fixed Mortgage Rates

You save 1.5% off of the posted current rate when you lock and close.

*Minimum rate of 4.500% after applying discount.

  • Disclosure

    ​​​​​​​​​​​​​​

    1APR is subject to change without notice. APR is shown assumes a purchase transaction of a single family detached, primary residence in Illinois; a loan-to-value ratio of 80% or less; a minimum credit score of 740; a loan amount of $240,000 and a 45-day rate lock period. APR shown assumed an estimated $2,801 in prepaid finance charges.

     

    HomeAdvantage® program is made available to you through a relationship between BCU and HomeAdvantage®. Program Cash Rewards are awarded by HomeAdvantage® to buyers and sellers who select and use a real estate agent in the HomeAdvantage® network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Using BCU for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. HomeAdvantage® may have specific rules on how your Cash Rewards will be paid out. Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender. Please consult with your credit union to get details that may affect you. States and/or major metropolitan areas included in the HomeAdvantage program include: Major metropolitan areas located within 49 states, excluding SD. New cities, states and real estate agents continuously join the program. If you do not see the area you’re interested in, contact HomeAdvantage at 800-203-9014. Terms and disbursement of cash rewards vary by state. HomeAdvantage® is a registered trademark of HomeAdvantage®


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