Pay Down Debt Faster! Transfer balances to a Simply Visa® Credit Card and enjoy 0% interest for 12 months on balance transfers1.

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Spring Into Auto Loan Savings

Enjoy low rates plus a $250* cash bonus when you purchase or refinance a car by 3/31.

$250 cash bonus with auto purchase or refi
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Our Most Rewarding Credit Card Yet

Earn up to 5X points* on flights, hotels, dining, and more with the Travel Rewards+ Visa® Signature.

Earn up to 5X the points with the Travel Rewards Credit Card

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The 2026 Scholarship Program is now live! 30 recipients will earn a scholarship valued up to $10,000*! Applications will be accepted February 9 – March 23.

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Life. Money. You.

Personal Loan
as low as
6.99% APR¹
Disclosures
Travel Rewards+ Visa®
earn
50,000 bonus points⁵
Disclosure
PowerPlus™ Checking
earn up to
8.00% APY*
Disclosure
Student Loan Refinance
get a
$300 cash bonus¹
Disclosure
Personal Loan
as low as
6.99% APR¹
Disclosure
Cash Rewards Visa®
get a
$200 welcome bonus points⁵
Disclosure
PowerPlus™ Checking
earn up to
8.00% APY*
Disclosure
Used Auto Loan (‘23-‘25)
as low as
4.99% APR²
Disclosure
View All Rates
View Puerto Rico Rates
View US Rates

APR = Annual Percentage Rate

APY = Annual Percentage Yield

Stay Scam-Smart

Scammers may pose as BCU and mimic our phone number. We’ll never ask for more than the last 4 digits of your card or tell you how to respond to fraud alerts. If something feels off, hang up and contact the Credit Union. Stay safe!

How Much Can You Save with the Credit Union?

Select one or all of the options below and see how your savings add up.

Cash Rewards Visa

Earn unlimited 2.0% cash back on all purchases.
PowerPlus™ Checking

Earn high-interest plus unlimited ATM fee refunds with no minimum balance.
Auto Loans

Finance a new or used car or refinance to lower your payment and save.
Home Equity

Get funds for home improvement projects, pay down debt, and more.
HomeAdvantage®

Buy or sell your home with a trusted agent and earn cash rewards at closing.
SmartBuyer™

Enjoy low down payment and no PMI for first-time home buyers.
Consult an Expert
Consult an Expert
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Grow Your Savings

Plant seeds of savings and watch your money grow with deposit specials!

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Pay Smarter In Seconds

Add your Credit Union card to your digital wallet for a quick, easy, and secure checkout process.

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