Better banking, better rates, better get here quick!
At BCU, you’ll find lower rates, fewer fees (and no fees when possible), greater rewards and more innovative products and services than other financial institutions.
Make your money work as hard as you do with these valuable offers. Visit a Puerto Rico Branch or call 847-932-8165 (press 9 for Spanish) to open an account and mention “Puerto Rico Specials”.
Earn 7.50% APY1
Earn 5.25% APY2
Earn 4.25% APY3
#2 Road Km. 143.0
Añasco, PR 00610
BCU Buchanan Office Center Suite 207
No. 40 Carr 165
Guaynabo, PR 00968
Carr 721 KM 0.3 Aibonito 00705
500 Carr 584, Lote 7 Amuelas Industrial Park Juana Diaz 00795
Road 122 Km 0.5 Avenida Fenwal San German 00683
We turn profits into great products.
Any money we make above operation expenses goes directly back to our members in the form of money-saving products and services, like:
with no monthly maintenance fees.
for homes, vehicles, college tuition and more.
Visa® Credit Cards
with no annual fee and great rewards options.
where you can get your paycheck up to two days early*.
Frequently Asked Questions
A credit union is a not-for-profit, cooperative financial institution owned by its members. Credit unions offer the same services as banks, but the profit cycles back to members instead of stockholders. As a result, members benefit from higher earnings on deposit accounts, lower rates on loan products that typically have lower to no fees—bringing savings to the entire membership.
US and Puerto Rico employees, contractors, temps of partner companies and their extended families nationwide are eligible for credit union membership. See if you qualify based on one or more of the following criteria:
Employment-based eligibility: You are a permanent, temporary or contract employee of one of the several elite employer groups offering the Credit Union’s services as a valuable employee benefit.
Community-based eligibility: You live or work in one of six local community charter counties: Lake, McHenry, DuPage, Kane or Cook (north of 95th Street on the south side of Chicago) County in Illinois, or Kenosha County in Wisconsin.
Family-based eligibility: You are the immediate or extended qualifying family of an existing member related by blood, marriage, fostering or adoption. Eligible family members include: spouses, parents, children, siblings, domestic partners, grandchildren, grandparents, aunts, uncles, nieces, nephews, and cousins.
Life. Money. You.® eligibility: You are a subscriber of the Life. Money. You.® Financial Well-Being program.
The easiest way is online and completing the 10-minute online membership application. Be assured that this process is safe and secure. You can also contact us if you have any problems in the process. Visit a Puerto Rico Branch or call 847-932-8165 to join and mention “Puerto Rico Specials”.
Once a member, always a member! Benefits of Credit Union membership will always be available to you and your family, no matter where life takes you. Relocating to a new area? No problem! Changing jobs? The Credit Union goes with you. Retiring? We're Here Today For Your Tomorrow. Our commitment to your financial well-being is truly a lifelong promise. We’re accessible 24 hours a day using our digital banking services and have many members who never set foot in a branch.
Our members are the reason we exist and is why we help our members maximize their benefits with products and services like:
- Access to your payroll funds up to a day early with Enhanced Direct Deposit™
- High-interest Checking with ATM fee reimbursement
- Low rate loans for homes, vehicles, college tuition and more
- Easy access to your free online credit score with SavvyMoney®
- Complimentary financial education resources provided by Life. Money. You.®
A Certificate of Deposit (CD) is a savings account that holds a fixed amount of money for a fixed period of time, such as six months, one year, or five years, and in exchange, the issuing institution pays interest. When you cash in or redeem your CD, you receive the money you originally invested plus any interest.
A Money Market Account is a type of savings account that typically pays a higher rate of interest than basic savings accounts, and has a tiered interest structure (higher balances pay a higher rate of interest).