Welcome Lifepoint Health team members and family!

*Offer available to Lifepoint Health team members who are legal U.S. residents 18 years of age or older unless prohibited by law. Offer valid 01/27/2026 – 04/30/2026 (Offer Period). Non-members, receive a $150 deposit for opening a new Credit Union membership with a checking account using promo code LPHRO and setting up a qualifying direct deposit totaling at least $1,000 into your checking account within the first 60 days of account opening. A qualifying direct deposit is a monthly recurring direct deposit of regular monthly income, such as your salary, pension or Social Security benefit or other eligible regular monthly income, electronically deposited by an employer or other third-party payer into your checking account. A transfer completed by ATM, online or teller is not a qualifying direct deposit. A person seeking Credit Union membership must also meet at least one of the criteria found at BCU.org/Membership-Eligibility. New Credit Union membership must be opened by 04/30/2026 to be eligible for offer. New members will receive the $150 as a deposit into their Share-01 Savings account on or before 7/15/2026. The incentive deposit to the new member is considered a bonus and may be reportable to the IRS on Form 1099-MISC (or Form 1042-S, if applicable). The new membership must be in good standing to receive offer. To be in good standing requires at a minimum: You are not in default of any loan or other obligation to BCU, you are not subject to any legal or administrative order or levy, and you have not caused a loss to BCU as stated in our Expulsion Policy found at BCU.org/Legal-Terms-of-Use. Existing members are not eligible for the offer. No substitutions for deposit allowed. Offer limited to one (1) deposit per membership. Void where prohibited. BCU's decisions are final and binding on all matters relating to this offer. BCU, at its sole discretion, may terminate, in whole or part, and or modify, amend, or suspend this promotion in any way, at any time, for any reason without prior notice. BCU employees and immediate family members are not eligible to participate in this offer. Sponsored by BCU, 340 N Milwaukee Ave, Vernon Hills, IL 60061.

1. The promotion rate will be applied to memberships opened between 1/1/2026 and 12/31/2026. The 3-month introductory period begins the month the membership is opened and ends on the last calendar day of the 4th month. During the introductory period, Level 1 will earn 4.00% APY and Level 2 will earn 8.00% APY. After the introductory period, balances up to $15,000 will earn the state higher rate and the portion of the balance over $15,000 will earn the stated lower rate. See rate sheet or BCU.org/Legal/Rates for current rates. Rates are accurate as of 2/1/2026. PowerPlus^TM Checking is available as a personal account only and is limited to one account per member. To earn monthly dividends and reimbursements of other banks’ ATM surcharge fees up to $20.00 per month, your account must meet all three of these requirements to qualify for Level 1 or Level 2. Please note, Level 1 ATM surcharge fees are covered up to $10.00 per month and Level 2 ATM surcharge fees are covered up to $20.00 per month For complete details see the Product Feature, Service Charge and Fee Disclosure in the Consumer Member Service Agreement. PowerPlus^TM Checking is a trademark of BCU.

2. Offer available to Lifepoint Health team members who open a new auto loan or refinance. Mention this offer and promo code LPHRO to your Loan Representative to determine if you qualify to receive the cash bonus. Auto purchase and refinance loans must be funded between 01/27/2026 - 04/30/2026 to qualify. Additionally, a minimum loan amount of $10,000 is required to receive this cash bonus. Existing members and current BCU loans are not eligible for the cash bonus. May not be combined with any other vehicle cash promotional offers. The total amount financed may include proceeds for loan protection coverage such as Guaranteed Asset Protection (GAP), Mechanical Repair Coverage (MRC), Prepaid Maintenance and Loan Payment Protection (LPP). The $350 cash bonus will be awarded in the form of a direct deposit to your Credit Union checking or savings account within 3 business days from the funding date of the loan.

3. Cash Rewards Visa Signature ($5,000+ credit limit) cardholders will automatically earn 2.0% cash back on qualifying net purchases (purchases less any credits, returns, and adjustments). Cash Rewards Visa Platinum (under $5,000 credit limit) will automatically earn 1.5% cash back on qualifying net purchases (purchases less any credits, returns, and adjustments). Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards.

3A. Offer only available on new accounts. You will receive a $200 cash bonus after making purchases totaling at least $1,000 (exclusive of credits, returns and adjustments) that post to your account within 90 days of the account open date. Account must be in good standing to receive the cash bonus. After qualifying, the cash bonus will post to your rebate balance within one billing cycle.

4. Offer only available on new accounts. Mention this offer and promo code LPHRO to your Loan Representative to determine if you qualify to receive the cash bonus. Personal loans must be funded between 01/27/2026 – 04/30/2026 to qualify. Additionally, a minimum loan amount of $5,000 is required to receive this cash rebate. Current BCU loans are not eligible for the cash bonus, and loan proceeds cannot be used to pay an existing BCU Personal Loan or Credit Card. May not be combined with any other personal loan cash promotional offers. The $200 cash rebate will be awarded in the form of a direct deposit to your Credit Union checking or savings account within 3 business days from the funding date of the loan.