Welcome Endeavor Health employees and family members!

As an Endeavor Health employee, you and your family have exclusive access to Credit Union membership from BCU.
You’ll find lower rates, greater rewards, and exceptional service – delivered by people who are committed to putting you first.
Here Today For Your Tomorrow
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Frequently Asked Questions
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What is BCU and how is it related to Endeavor Health?
BCU is a Credit Union that Endeavor Health is offering to all of its team members and their families. This relationship brings you an expansive array of products and services, as well as nation-wide access, working to help you achieve all your financial goals.
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What makes BCU different than my bank?
Unlike a bank, BCU is a not-for-profit organization. And because BCU is not-for-profit, any money BCU makes goes directly back to its members in the form of money-saving products and services.
As a member you are also an “owner,” not a customer, and this means you’ll typically enjoy better savings, loan rates and lower or no fees. -
Who can join the Credit Union?
As a team member of Endeavor Health or one of its affiliates, both you and your immediate family are eligible to join, regardless of your financial standing or credit history.
Immediate family is defined as immediate or extended qualifying family of an existing member related by blood, marriage, fostering or adoption. Eligible family members include spouses, parents, children, siblings, domestic partners, grandchildren, grandparents, aunts, uncles, nieces, nephews and cousins. -
Is the Credit Union owned by Endeavor Health?
While BCU shares a common interest in improving your financial well-being, BCU is a separate entity. Endeavor Health, as your employer, can never access your account information. Your information is completely confidential.
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What services does BCU provide?
BCU is a full-service financial institution. This includes hassle-free checking accounts that reimburse ATM fees and pay high interest, low-rate auto, student and home loans, credit cards with superior travel and cash rebate rewards and enhanced direct deposit (including getting your paycheck up to two days early)! BCU also provides educational tools and resources to help you grow financially at every stage of life.
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What does it cost to become a Credit Union member?
Endeavor Health is proud to partner with BCU to bring you this no cost benefit. In fact, once your membership application is approved, BCU will make a one-time $1.00 deposit to your Regular Savings account, making you both a member and part-owner of the Credit Union. You and your family can then start enjoying the rewards of membership right away! And once you’re a member, you’re a member for life.
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How do I access my account once I join?
Members can check balances, pay bills, pay a friend, deposit a check and more anywhere, anytime — through the BCU mobile app or digital banking. If you need personal help or advice via phone at 800-388-7000, BCU is there 24/7 to help you out. Members have even more options with access to thousands of surcharge-free ATMs nationwide alongside local branch locations.
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When will I receive my payout?
- $150 Checking with Direct Deposit will be deposited by 1/15/2026
- $350 Auto will be deposited within 3 business days of loan funding
- $200 Cash Back CC will be posted within one billing cycle
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What benefits come with Credit Union membership?
Our members are the reason we exist and is why we help our members maximize their benefits with products and services like:
• Access to your payroll funds up to a day early with Enhanced Direct Deposit™
• High-interest Checking with ATM fee reimbursement
• Low rate loans for homes, vehicles, college tuition and more
• Easy access to your free online credit score with SavvyMoney®
• Complimentary financial education resources provided by Life. Money. You.® -
What if I open an account and then move or leave my company?
Once a member, always a member! Benefits of Credit Union membership will always be available to you and your family, no matter where life takes you. Relocating to a new area? No problem! Changing jobs? The Credit Union goes with you. Retiring? We're Here Today For Your Tomorrow. Our commitment to your financial well-being is truly a lifelong promise. We’re accessible 24 hours a day in all 50 states and abroad using our digital banking services and have many members who never set foot in a branch.
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What offers do I qualify for as an existing member?
- $200 Cash back credit card
- $1,000 off closing costs
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Disclosure
1. The promotion rate will be applied to memberships opened between 1/1/2026 and 12/31/2026. The 3-month introductory period begins the month the membership is opened and ends on the last calendar day of the 4th month. During the introductory period, Level 1 will earn 4.00% APY and Level 2 will earn 8.00% APY. After the introductory period, balances up to $15,000 will earn the state higher rate and the portion of the balance over $15,000 will earn the stated lower rate. See rate sheet or BCU.org/Legal/Rates for current rates. Rates are accurate as of 1/1/2026. PowerPlusTM Checking is available as a personal account only and is limited to one account per member. To earn monthly dividends and reimbursements of other banks’ ATM surcharge fees up to $20.00 per month, your account must meet all three of these requirements to qualify for Level 1 or Level 2. Please note, Level 1 ATM surcharge fees are covered up to $10.00 per month and Level 2 ATM surcharge fees are covered up to $20.00 per month For complete details see the Product Feature, Service Charge and Fee Disclosure in the Consumer Member Service Agreement. PowerPlusTM Checking is a trademark of BCU.
1A. Direct deposit allows you to receive payroll and other electronic deposits up to two days ahead of your scheduled payday. It’s important to note, funds are not AVAILABLE for you to spend until they are reflected in the AVAILABLE BALANCE. Please be sure to confirm available funds in your account before withdrawing against this deposit. While BCU will try wherever possible to advance payroll direct deposits by up to 2 days, availability of funds ahead of the original scheduled pay date is not guaranteed. You should not rely on direct deposit to satisfy the needs of scheduled bill or loan payments, or any other date-sensitive financial obligations.
2. To be eligible for the corporate mortgage benefit program (CMBP) closing cost discount, you must be a current employee at a participating BCU company partner. You may need to provide proof of employment or affiliation. For first mortgage purchase and refinance transactions of a primary residence, the maximum CMBP closing cost discount is $1,000. CMBP closing cost discount and relationship pricing rate discount may be eligible to be combined. CMBP closing cost discount may not be combined with any Relocation Services program benefits, or any other home loan promotional mortgage offers. Only one offer may be applied per transaction. Certain mortgage types and/or terms may not be eligible for the closing cost discount. Loan approval is subject to credit approval and program guidelines. Not all loan programs are available in all states for all loan amounts. Interest rates and program terms are subject to change without notice.
3. You will automatically earn 2.0% cash back on qualifying net purchases (purchases less any credits, returns, and adjustments). Cash advances, balance transfers, and checks used to access your account will not earn rewards.
4. Offer only available on new accounts. You will receive a $200 cash bonus after making purchases totaling at least $1,000 (exclusive of credits, returns and adjustments) that post to your account within 90 days of the account open date. Account must be in good standing (i.e., not canceled or terminated, not delinquent, over limit, or otherwise not available to use for charges) to receive the cash bonus. After qualifying, the cash bonus will post to your rebate balance within one billing cycle.
