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Tuition Reimbursement Loan

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GCU offers Tuition Reimbursement Loans to qualified GCU members who have obtained approval through GEICO Human Resources to attend school. This is a short-term line of credit that allows you to pay upfront for qualified tuition costs and expenses.

How the Loan Works
Obtain Approval  icon

Obtain Approval

Complete your tuition reimbursement request through Tuition Manager and obtain an award letter from GEICO HR.



Apply for your loan online through GCU, and upload your award letter to the application. Upon approval*, complete your loan documents.

Make Payments  icon

Make Payments

Advance funds and make low monthly payments during the loan term.

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Request Reimbursement

Upon course completion, submit required documentation to the GEICO HR Tuition Manager to request loan reimbursement.

Discover the benefits:
Advance Loan Funds  icon

Advance Loan Funds

Pay for tuition and qualified school expenses upfront, including course fees, textbooks, computer, etc.

Convenient  icon


Short-term line of credit,
advance funds as needed.

Low Rates  icon

Low Rates

Variable rates as low as
5.00% APR.1

Frequently Asked Questions

How does the loan work?

The Tuition Reimbursement Loan is a short-term line of credit that is payable in full at the end of the six-month term. Upon approval from GEICO HR and completion of loan documents, you can advance line of credit funds to pay for qualified school tuition and related expenses. During the term of your loan, minimum monthly payments are required on funds advanced against your credit line. At the loan expiration date, your outstanding loan balance is due, and tuition reimbursement funds may be used to pay off your loan.

How do I get started?

Complete your tuition reimbursement request through Tuition Manager. An award letter will be presented to you upon approval.

How do I initiate the loan process after I receive my GEICO HR award letter?

Apply online by selecting the Personal Loan - Line of Credit product option. Within the application, in the field "What is this for?", select the "Tuition Reimbursement" option. Be sure to have your HR award letter available given you will need to upload it as part of the loan application process.

Are there any rate discounts?

The Tuition Reimbursement Loan qualifies for the Rewards Rate discount of .50%. Rewards Rates let you earn more on your deposits and/or save more on your loans. To qualify for a Rewards Member rate discount on your loan, you must have two of the following relationships:

  1. Direct Deposit of at least $500 per month into a checking account at the Credit Union
  2. At least $25,000 on deposit
  3. A qualifying loan in good standing, including: Mortgage, Home Equity, Auto, or Credit Cards. A qualifying loan must have a current balance and credit cards must have a transaction within the past 30 days. Any Credit Union loan that is not in good standing or is delinquent will disqualify you for Rewards Rates.

Are there any fees?

There are no application or origination fees for the loan.

Am I required to make monthly payments?

Yes, you are required to make monthly payments to your loan as indicated on your monthly loan statement and Line of Credit Agreement and Disclosure. Your minimum payment will never exceed your outstanding balance. Your monthly loan payment amount will either be $25 or 2% of the outstanding loan balance, whichever is greater, until the loan is paid in full.

To apply:
Select  icon


Personal Loan – Line of Credit on the main application screen.



Tuition Reimbursement in the “What is this for?” field.

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