Thank you for your interest in our
BCU Student Loans.

As a credit union, we're owned by our members. That's why you'll find lower rates, fewer fees (and no fees when possible), greater rewards and more innovative products and services than other financial institutions. Plus, as a UnitedHealth Group employee, you and your family members are all eligible to join.


We’ve lowered our Student Loan Refi rates.

When you refinance your student loan with BCU you’ll get a variable rate as low as 2.24% APR1, flexible repayment terms, no application fee and no pre-payment penalty!

Plus, when you refinance your federal and private student loans with BCU, you’ll save time and even more money by consolidating your loans into one easy payment—just by making the switch.

Are you ready to save and lower your payments? Consult an Expert with your on-site representative.

  • Disclosure


    Loans are subject to approval. Rates, terms and conditions subject to change without notice. Rates accurate as of 10/1/19.

    APR = Annual Percentage Rate.

    1Variable Rate is based on the Prime Rate as published in The Wall Street Journal “Market Data Center” Section (Index). Your rate will be calculated each quarter by adding a margin between -2.76% and +1.12 to the Prime Rate and is based on your credit profile. The rate will not increase more than once a quarter but there is no limit on the amount the rate could increase at one time. If the Interest Rate increases, your monthly payments may be higher. Although the rate will vary after you are approved, it will never exceed 18.00% (the maximum allowable for this loan). The rate listed includes a 0.25% discount for enrollment in automatic recurring payments.

    Student Loans and underwriting is made available through BCU. Application processing is available from Credit Union Student Choice on behalf of BCU. Loan servicing and repayment is available from University Accounting Service, LLC on behalf of BCU.

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