Thank you for your interest in our
BCU Auto Loans.

As a credit union, we're owned by our members. That's why you'll find lower rates, fewer fees (and no fees when possible), greater rewards and more innovative products and services than other financial institutions. Plus, as a UnitedHealth Group employee, you and your family members are all eligible to join.

Drive off with a better rate.

When you purchase your vehicle through the Auto Buying Service you’ll get a rate as low as 1.74% APR1 for up to 60 months (or as low as 2.24% APR2 without the Auto Buying Service). And no payments due for 60 days!

Plus, our exclusive Auto Buying Service provides a stress-free experience with a pre-negotiated price and guaranteed savings. Our members save an average of $3,4023 off MSRP.

Already financed your vehicle? Ask how you can lower your payment by refinancing with the Credit Union.

Take the first step—Consult an Expert with your on-site representative.

  • Disclosure


    Loans are subject to approval. Rates, terms and conditions subject to change without notice. Rates accurate as of 10/1/19.

    APR = Annual Percentage Rate.

    1Variable Rate is based on the Prime Rate as published in The Wall Street Journal “Market Data Center” Section (Index). Your rate will be calculated each quarter by adding a margin between -2.76% and +1.12 to the Prime Rate and is based on your credit profile. The rate will not increase more than once a quarter but there is no limit on the amount the rate could increase at one time. If the Interest Rate increases, your monthly payments may be higher. Although the rate will vary after you are approved, it will never exceed 18.00% (the maximum allowable for this loan). The rate listed includes a 0.25% discount for enrollment in automatic recurring payments.

    Student Loans and underwriting is made available through BCU. Application processing is available from Credit Union Student Choice on behalf of BCU. Loan servicing and repayment is available from University Accounting Service, LLC on behalf of BCU.

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