Home Is Where Happy Is
You Belong Where Banking is Better.
At your local Credit Union, you’ll find lower rates, fewer fees (and no fees when possible), greater rewards and more innovative products and services than other financial institutions. Plus, once you join BCU, your family members are eligible too.
Apply now for your chance to win*!
Ready to bring your happy place to life? Apply for a Home Equity Loan or Line of Credit by April 30, 2023 for a chance to win* one of three cash prizes:
- Grand Prize: $10,000
- Second Prize: $7,000
- Third Prize: $5,000
It’s our way of helping you make your home your own! And, because everyone deserves a place to call home, BCU will make a donation to Habitat for Humanity for every new loan application1.
Click below to get started.
Apply for a Home Equity Loan or Line of Credit by April 30, 2023
Automatically enter into the sweepstakes
Your application = donation to Habitat for Humanity1
Why apply with BCU?
- Competitive fixed and variable rates
- Low closing costs2
- Rate reduction up to 0.50% APR3 when you qualify for Rewards Rates
Use your home's equity to:
1. For every new home equity loan or home equity line of credit application that is submitted during the offer period, BCU will make a donation to Habitat for Humanity. The maximum total donation amount will not exceed $5,000.
2. Closing costs vary by state and range from $700-$1300. Closing costs paid by BCU are limited to appraisal, flood determination, title insurance and recording fees. Costs to satisfy certain prior liens may be assessed.
3. You may reduce your APR up to 0.50% with Rewards Rates. This includes a 0.50% discount for having two of the following relationships: direct deposit of at least $500 per month into your credit union checking account; at least $25,000 on deposit, or a loan in good standing. Qualifying loan types include mortgage, home equity, auto, and credit card. A qualifying loan must have a current balance and credit cards must have a transaction within the past 30 days. Any Credit Union loan that is not in good standing or delinquent will disqualify you for Rewards Rates. All rates are subject to credit certification and approval. The rates shown are the lowest available and your rate may be higher.