Welcome Medline employees!

 As a Medline employee, you and your family have exclusive access to Credit Union membership from BCU.

You’ll find lower rates, greater rewards, and exceptional service – delivered by people who are committed to putting you first.

Membership

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$25 bonus 

Checkmark Become a member and deposit $25 in the next 30 days and get $251.

Checkmark Enter promo code “MED25” on your New Membership Application.

Checkmark Join at your local branch or click “Join Today” below.

PowerPlus™ Checking

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Checkmark Maximize your earning power with up to 8.00% APY2 and up to $20/month in ATM fee refunds2. 

Checkmark Plus get your paycheck up to two days early with Direct Deposit2A.

Home Loans

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Checkmark Medline Employees receive up to $1,000 off closing costs3 for a new, primary, first mortgage loan with BCU.

Checkmark Easy application process.

Cash Rewards Visa®

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Checkmark $200 Cash Bonus on purchases for the first 90 days4, then earn unlimited 1.5%5.

Checkmark No Annual Fee.

Share The Love, Get Rewarded!

Refer friends and family to the Credit Union and you’ll each get $25*.

Refer a Friend
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We’re at your beck and call. Or mouse click. Or fingertips.

Part of looking out for our members is simply being there for them. Anytime, any place. We know you’re always on the go, so we’ll save you time with:

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Free mobile apps for iPhone® and Android™.

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Online Banking, Bill Pay and remote check deposit.

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Access to thousands of ATMs nationwide.

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Answers in real-time with our Search tool and automated assistant.

Frequently Asked Questions

  • What is a Credit Union?

    A credit union is a not-for-profit, cooperative financial institution owned by its members. Credit unions offer the same services as banks, but the profit cycles back to members instead of stockholders. As a result, members benefit from higher earnings on deposit accounts, lower rates on loan products that typically have lower to no fees—bringing savings to the entire membership.

  • Who can join?

    US and Puerto Rico employees, contractors, temps of partner companies and their extended families nationwide are eligible for credit union membership. See if you qualify based on one or more of the following criteria:

    Employment-based eligibility: You are a permanent, temporary or contract employee of one of the several elite employer groups offering the Credit Union’s services as a valuable employee benefit.

    Community-based eligibility: You live or work in one of six local community charter counties: Lake, McHenry, DuPage, Kane or Cook (north of 95th Street on the south side of Chicago) County in Illinois, or Kenosha County in Wisconsin.

    Family-based eligibility: You are the immediate or extended qualifying family of an existing member related by blood, marriage, fostering or adoption. Eligible family members include: spouses, parents, children, siblings, domestic partners, grandchildren, grandparents, aunts, uncles, nieces, nephews, and cousins.

    Life. Money. You.® eligibility:
    You are a subscriber of the Life. Money. You.® Financial Well-Being program.

  • How do I join the Credit Union?

    The easiest way is online and completing the 10-minute online membership application. Be assured that this process is safe and secure. You can also contact us if you have any problems in the process. Click the Join Today button at the top of the page to begin.

  • What if I open an account and then move or leave my company?

    Once a member, always a member! Benefits of Credit Union membership will always be available to you and your family, no matter where life takes you. Relocating to a new area? No problem! Changing jobs? The Credit Union goes with you. Retiring? We're Here Today For Your Tomorrow. Our commitment to your financial well-being is truly a lifelong promise. We’re accessible 24 hours a day in all 50 states and abroad using our digital banking services and have many members who never set foot in a branch.

  • What benefits come with Credit Union membership?

    Our members are the reason we exist and is why we help our members maximize their benefits with products and services like:

    • Access to your payroll funds up to a day early with Enhanced Direct Deposit™
    • High-interest Checking with ATM fee reimbursement
    • Low rate loans for homes, vehicles, college tuition and more
    • Easy access to your free online credit score with SavvyMoney®
    • Complimentary financial education resources provided by Life. Money. You.®
  • Will my employer have access to my financial standing or account details?

    No. Although we share a common interest in each employee’s Financial Well-being, your company and BCU are separate business entities. Furthermore, as your financial institution, BCU protects your private financial data and complies with stringent security standards.

  • What if I have limited access to a branch location?

    At the Credit Union, we're always looking to make it easier for you to Connect Your Way, so you can bank when and where you want through Digital Banking. Plus, once you’re a member, you’ll have access to thousands of surcharge-free ATMs and Shared Branches nationwide.

  • What is a Certificate of Deposit (CD)?

    A Certificate of Deposit (CD) is a savings account that holds a fixed amount of money for a fixed period of time, such as six months, one year, or five years, and in exchange, the issuing institution pays interest. When you cash in or redeem your CD, you receive the money you originally invested plus any interest.

  • Disclosure

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    *Open to U.S. legal residents who are 18 years or older. To qualify for the referral offer, the existing member must refer a new member to the Credit Union via your referral link or email invitation. The referred new member must open a membership with the Credit Union and deposit at least $25 in the first 15 days of account opening. A person seeking Credit Union membership must also meet at least one of the criterial found at BCU.org/Membership-Eligibility. The existing referring member and the new member will each receive a well-being deposit of $25.00 into their Share-01 Regular Savings account approximately fifteen (15) days after the referred new member opens a membership and makes the required $25 deposit. The minimum qualifying deposit balance must remain in the account until time of funding. The Referral Deposit to the new member are considered bonuses and may be reportable to the IRS on Form 1099-MISC (or Form 1042-S, if applicable). Both the referred membership and existing membership must be in good standing to receive offer. To be in good standing requires at a minimum: You are not in default of any loan or other obligation to BCU, You are not subject to any legal or administrative order or levy, You have not caused a loss to BCU as stated in our Expulsion Policy found at BCU.org/Legal-Terms-of-Use. No substitution for offer allowed. Void where prohibited. BCU's decisions are final and binding on all matters relating to this promotion. BCU employees and immediate family members are eligible for this offer. BCU, at its sole discretion, may terminate, in whole or part, and or modify, amend, or suspend this promotion in any way, at any time, for any reason without prior notice. Sponsored by BCU, 340 N Milwaukee Ave, Vernon Hills, IL 60061.

     

     

    1. Offer available to Medline employees who are legal U.S. residents 18 years of age or older unless prohibited by law. Non-members receive a $25 deposit for opening a new BCU membership using promo code MED25 and depositing at least $25 in the first 30 days of account opening. A person seeking Credit Union membership must also meet at least one of the criteria found at BCU.org/Membership-Eligibility. New members will receive the $25 as a deposit into their Share-01 Savings account within 30 days of account open date. The minimum qualifying deposit balance must remain in the account until time of funding. The incentive deposit to the new member is considered a bonus and may be reportable to the IRS on Form 1099-MISC (or Form 1042-S, if applicable). The new membership must be in good standing to receive offer. To be in good standing requires at a minimum: You are not in default of any loan or other obligation to BCU, You are not subject to any legal or administrative order or levy, You have not caused a loss to BCU as stated in our Expulsion Policy found at BCU.org/Legal-Terms-of-Use. Existing members are not eligible for the offer. No substitutions for deposit allowed. Offer limited to one (1) deposit per person. Void where prohibited. BCU's decisions are final and binding on all matters relating to this offer. BCU, at its sole discretion, may terminate, in whole or part, and or modify, amend, or suspend this promotion in any way, at any time, for any reason without prior notice. BCU employees and immediate family members are not eligible to participate in this offer. Sponsored by BCU, 340 N Milwaukee Ave, Vernon Hills, IL 60061. 



    2. PowerPlus Checking 
    Effective 9/1/2024, the ATM fee reimbursement disclosure below will change. Level 1 ATM surcharge fees will be covered up to $10.00 per month and Level 2 ATM surcharge fees will be covered up to $20.00 per month. 

    Membership must be opened between 7/1/2024 and 12/31/2024 to receive this promotional offer. The 3-month introductory period begins the month the membership is opened and ends on the last calendar day of the 4th month. During the 3-month introductory period Level 1 will earn 4.00% APY and Level 2 will earn 8.00% APY. After the 3-month introductory period, balances up to $15,000 will earn the stated higher rate and the portion of the balance over $15,000 will earn the stated lower rate. See rate sheet or website for current rates. The member account must meet all requirements to achieve either Level 1 or Level 2 for all three months to be eligible to receive the respective higher APY.

    To earn monthly dividends and reimbursements of other banks’ ATM surcharge fees up to $5.00 per transaction, your account must meet all three of these requirements to qualify for Level 1 or Level 2. Please note, ATM surcharge fees are covered up to $5.00 per transaction, any remaining ATM surcharge fee over $5.00 will not be reimbursed. Effective 9/1/24, the reimbursement will change as noted above. Level 1 accounts will be covered up to $10.00 per month and Level 2 accounts will be covered up to $20.00 per month.

    To achieve Level 1, you must have monthly direct deposits totaling at least $1000 into your PowerPlus Checking account on an ongoing monthly basis, enrollment in eStatements and completion of at least fifteen (15) qualified transactions.

    To achieve Level 2, you must have direct deposits totaling at least $3000 into your PowerPlus Checking account on an ongoing monthly basis, enrollment in eStatements and completion of at least thirty (30) qualified transactions.

    Qualified transactions include any combination of the following: BCU Debit Card PIN, Debit Card signature, credit card purchases, Online Bill Pay or ACH payments, which will apply toward the monthly requirements in the month they post to your account. Credit card transactions that post on the last day of the month will be applied toward the following month’s transaction total. Accounts not meeting all monthly requirements will not earn dividends and will not receive reimbursements of other banks’ ATM surcharge fees.

    Rates accurate as of 7/1/2024. The dividend rate and annual percentage yield (APY) may change at any time. Balances up to $15,000 will earn the stated higher rate and the portion of the balance over $15,000 will earn the stated lower rate. See rate sheet or website for current rates. There is no minimum balance required to earn dividends. Dividends are paid monthly and calculated based on the average daily balance method. Fees may reduce earnings.

    PowerPlus Checking is available as a personal account only and is limited to one account per member. When Opted In, if you do not have sufficient available funds in your checking account to clear a presented item, funds may automatically transfer from your savings or money market share and may count towards withdrawal limitations for that savings or money market share (Electronic funds transfers from savings and money market shares, which include overdraft transfers are limited to six per month). Each electronic funds transfer in excess of six per month is subject to a $3 excessive withdrawal fee. See Service Charges and Fees Schedule in Consumer Member Service Agreement for further details. PowerPlus™ Checking is a trademark of BCU..



    2A: Direct Deposit allows you to receive payroll and other electronic deposits up to two days ahead of your scheduled payday. It’s important to note, funds are not AVAILABLE for you to spend until they are reflected in the AVAILABLE BALANCE. Please be sure to confirm available funds in your account before withdrawing against this deposit. While BCU will try wherever possible to advance payroll direct deposits by up to 2 days, availability of funds ahead of the original scheduled pay date is not guaranteed. You should not rely on Direct Deposit to satisfy the needs of scheduled bill or loan payments, or any other date-sensitive financial obligations.



    3. APR is subject to change without notice. APR is shown assumes a purchase transaction of a single family detached, primary residence in Illinois; a loan-to-value ratio of 80% or less; a minimum credit score of 740; a loan amount of $240,000 and a 45-day rate lock period. APR shown assumed an estimated $2,801 in prepaid finance charges.

    HomeAdvantage® program is made available to you through a relationship between BCU and HomeAdvantage®. Program Cash Rewards are awarded by HomeAdvantage® to buyers and sellers who select and use a real estate agent in the HomeAdvantage® network. Home buyers or sellers are not eligible for Cash Rewards if they use an agent outside this network. Using BCU for a mortgage is not a requirement to earn Cash Rewards. Cash Rewards amounts are dependent on the commissions paid to the agent. HomeAdvantage® may have specific rules on how your Cash Rewards will be paid out. Cash Rewards incentives are available in most states; however, are void where prohibited by law or by the lender. Please consult with your credit union to get details that may affect you. States and/or major metropolitan areas included in the HomeAdvantage program include: Major metropolitan areas located within 49 states, excluding SD. New cities, states and real estate agents continuously join the program. If you do not see the area you’re interested in, contact HomeAdvantage at 800-203-9014. Terms and disbursement of cash rewards vary by state. HomeAdvantage® is a registered trademark of HomeAdvantage®.



    4. Offer only available on new accounts. You will receive $200 cash bonus after making purchases totaling at least $1,000 (exclusive of credits, returns and adjustments) that post to your account within 90 days of the account open date. Account must be in good standing to receive the cash bonus. After qualifying, the cash bonus will post to your rebate balance within one billing cycle.

    5. You will automatically earn 1.5% cash back on net purchases (purchases less any credits, returns, and adjustments). Cash advances, balance transfers, and checks used to access your account are not considered purchases and will not earn rewards. 



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