1Offer available only to Hillrom associates and Hillrom associates families. Upon approval and funding of the loan, you will receive a cash rebate of $200.00. A minimum loan amount of $10,000 is required to receive a cash rebate. Current BCU loans are not eligible. May not be combined with any other vehicle cash promotional offers. The total amount financed may include proceeds for loan protection coverage such as Guaranteed Asset Protection (GAP), Mechanical Repair Coverage (MRC), Prepaid Maintenance, and Loan Payment Protection (LPP). The cash rebate will be awarded in the form of a deposit to your Credit Union savings account within 3 business days from the funding date of the loan. Offer expires December 31, 2021.
2Cash Rewards Visa: You will receive $100 cash bonus after making purchases totaling at least $1,000 (exclusive of credits, returns and adjustments) that post to your account within 90 days of the account open date. Account must be in good standing to receive the cash bonus. After qualifying, the cash bonus will post to your rebate balance within one billing cycle.
After the 90-day introductory period, each eligible purchase made by you, or someone you authorize, will earn a cash rebate of 1.5% on net purchases (purchases less credits, returns and adjustments). Cash advances, balance transfers, and checks used to access your account will not earn rewards.
The APR will be based on the Prime Rate as published in The Wall Street Journal Money section (Index) plus a margin between 8.15% and 14.65% based on your credit profile. The Annual Percentage Rate is subject to change each time there is a change in the Index and will be effective on the first day of the next statement cycle. The Annual Percentage Rate will never be greater than 18.00%.
3PowerPlus Checking: To earn monthly dividends and unlimited reimbursements of other banks’ ATM surcharge fees, your account must meet these two monthly requirements: Monthly direct deposits totaling at least $500 into your PowerPlus Checking account and completion of at least fifteen (15) transactions that include any combination of the following: BCU Debit Card PIN, Debit Card signature, credit card purchases, Online Bill Pay or ACH payments, which apply toward the monthly requirements in the month they post to your account. Credit card transactions that post on the last day of the month will be applied toward the following month’s transaction total. Accounts not meeting all monthly requirements will not earn dividends and will not receive reimbursements of other banks’ ATM surcharge fees. Rates accurate as of 8/1/2020. The dividend rate and annual percentage yield (APY) may change at any time. Balances up to $15,000 will earn the stated higher rate and the portion of the balance over $15,000 will earn the stated lower rate. See rate sheet or website for current rates. There is no minimum balance required to earn dividends. Dividends are paid monthly and calculated based on the average daily balance method. PowerPlus Checking is available as a personal account only and is limited to one account per member. If you do not have sufficient available funds in your checking account to clear a presented item, funds may automatically transfer from your savings or money market share and may count towards withdrawal limitations for that savings or money market share (Electronic funds transfers from savings and money market shares, which include overdraft transfers are limited to six per month. Each electronic funds transfer in excess of six per month is subject to a $3 excessive withdrawal fee. See Service Charges and Fees Schedule in Consumer Member Service Agreement for further details. PowerPlus™ Checking is a trademark of BCU.
4Open to legal U.S. residents; must be 18 years or older. To qualify for the offer, membership must be opened in a Branch or via the website at BCU.org by 03/31/2022. To be eligible to join the Credit Union, an individual must submit a membership application online or in a Credit Union Branch, in which he or she agrees to conform to BCU's bylaws and amendments and subscribe for at least one share ($1.00). The $1 in the Share-01 Regular Savings account required to open a membership will be deposited by the Credit Union on behalf of the member. The $1 balance must be maintained in the Share-01 Regular Savings account for the duration of the membership. A person seeking Credit Union membership must also meet at least one of the criteria found at http://www.BCU.org/Membership-Eligibility. The $100.00 deposit will be made into the new member's Share-01 Savings account within 30 days of account open date. One (1) deposit per new member. Existing memberships do not qualify for the offer. No substitution for offer allowed. Offer valid 8/25/2021 through 12/31/2021. BCU employees and immediate family members are not eligible. Sponsored by BCU, 340 N. Milwaukee Ave, Vernon Hills, IL 60061.