Low Introductory RateSave with 0% introductory APR on purchases and balance transfers for the first 12 months1.
Competitive Everyday RateAfter the introductory period, enjoy ongoing savings with 8.50%-17.90% variable APR2.
Online Balance TransferEasily transfer higher-rate balances to your new account.
No Penalty APRYour APR will not increase due to a single late or missed payment. Most major credit cards charge a penalty APR as high as 29.99%.
Tap to PayTap to pay is faster than inserting or swiping your card and has the same level of security as chip cards.
Convenient Online Account ManagementView transactions, make payments, get text alerts and more through our Online Banking and smartphone app.
1APR = Annual Percentage Rate. Offer available on new accounts only. Existing accounts are not eligible. For qualifying accounts, all purchases and balance transfers posted to the account during the first 365 days after the account open date, up to your available credit limit, will receive a promotional 0% APR. At day 366, the APR for any remaining promotional balances will increase to the standard APR for purchases and balance transfers, and all subsequent purchases and balance transfers will receive the standard APR for purchases and balance transfers. Balance Transfers may not be used to pay off or pay down any amount owed to the Credit Union. There is a transaction fee of 3% of the amount of each balance transfer. All existing payment terms apply.
2The APR will be based on the Prime Rate as published in The Wall Street Journal Money section (Index) plus a margin between 5.25% and 14.65% based on your credit profile. The Annual Percentage Rate is subject to change each time there is a change in the Index and will be effective on the first day of the next statement cycle. The Annual Percentage Rate will never be greater than 18.00%.
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