Loans are subject to approval. Rates, terms and conditions subject to change without notice.
APR = Annual Percentage Rate
1The APR is based on the Prime Rate as published in The Wall Street Journal "Market Data Center" Section (Index). The APR will be calculated each quarter by adding a margin between +0.75% and +7.15% to the Prime Rate and is based on the credit profile. The rate will not increase more than once a quarter but there is no limit on the amount the rate could increase at one time. If the Interest Rate increases, your monthly payments may be higher. Although the rate will vary after you are approved, it will never exceed 18.00% (the maximum allowable for this loan) or fall below 4.00% (floor rate). The rate listed includes a 0.25% discount for enrollment in automatic recurring payments. Rate discounts are applied at time of repayment.
2Fixed Rate will be set when the loan is approved and will not increase above that rate before the loan is paid in full. The Interest Rate is based upon your (or your cosigner's, if applicable) credit history. The rate listed includes a 0.25% discount for enrollment in automatic recurring payments. Rate discounts are applied at time of repayment.
Student Loans and underwriting is made available through BCU. Application processing is available from Credit Union Student Choice on behalf of BCU. Loan servicing and repayment is available from University Accounting Service, LLC on behalf of BCU.