Broad Based Planning
It’s about taking the time to do it the right way.
Our thorough, disciplined process is structured to address your needs and wishes.
Meeting 1: The Initial Meeting
We define the scope of our engagement and review your goals, dreams, measurable objectives and concerns. We confirm your assets, liabilities, income, expenses and timing.
Meeting 2: Review of Your Family’s Draft Plan
With your input from the first meeting, we provide an initial draft of your financial plan. Our assessment typically includes a Monte Carlo simulation of whether or not you are on-track to meet your retirement goals and a full cash-flow analysis. We discuss your financial strengths and risks and make suggestions to improve your probability of success.
Meeting 3: Finalize Your Plan And Begin Implementation
You will finalize your plan and we will discuss next steps to begin implementation.
Monitor and Review
- Because preferences, personal circumstances and the economy change over time, we continue to monitor and review your investments on an ongoing basis.
- It is important to be prepared and have a disciplined approach to reviewing your financial goals and investment strategies. Your advisor will schedule periodic meetings to ensure you remain on the right path to achieve your goals as life happens.
Guided Wealth Portfolios
A digital investment experience that combines the personal attention of a financial advisor with sophisticated technology.
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Disclosure
For detailed information, including Form ADV Parts 1, 2, 2b, 3 (Form CRS), and Appendix 1 (Wrap Brochures) visit the SEC website
Securities are offered through LPL Financial (LPL), a registered broker-dealer (member FINRA/SIPC). Insurance products are offered through LPL or its licensed affiliates (CA Insurance License #0518721 or 0B91442). Investment advisory services are offered through BCU Wealth Advisors, LLC, a registered investment advisor and separate entity from LPL Financial. BCU Wealth Advisors, LLC is a wholly-owned subsidiary of BCU. BCU is not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using BCU Wealth Advisors, and may also be employees of BCU. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of, BCU or BCU Wealth Advisors. Advisory services, securities, and insurance offered through BCU Wealth Advisors, LLC, LPL Financial or its affiliates are:
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Not Insured by NCUA or Any Other Government Agency
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Not Credit Union Guaranteed
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Not Credit Union Deposits or Obligations
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May Lose Value
Your Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for brokerage or advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.
The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase products or services to persons outside of the United States. This website is not to be directly or indirectly interpreted as a solicitation of investment advisory services to residents of a jurisdiction unless the firm is notice-filed, registered or is eligible for exemption from notice-filing or registration in that jurisdiction. The contents of this webpage are not to be copied, quoted, excerpted or distributed without express written permission of the firm. Nothing on this webpage is intended as legal, accounting, or tax advice, and is for informational purposes only.
The LPL Financial registered representative(s) associated with this website may discuss and/or transact business only with residents of the states in which they are properly registered or licensed. No offers may be made or accepted from any resident of any other state. -