Rates

Current rates on our loans and deposits.

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    • Checking

      PowerPlus Checking

      APY Dividend Rate
      On balances up to $15,000 2.00% 1.98%
      On remainder over $15,000 0.01% 0.01%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Certificates

      Rewards APY Dividend Rate Regular APY Dividend Rate
      3-month term 0.25% 0.25% 0.15% 0.15%
      6-month term 0.35% 0.34% 0.25% 0.25%
      12-month term 0.50% 0.49% 0.40% 0.39%
      24-month term 0.60% 0.59% 0.35% 0.34%
      36-month term 0.70% 0.69% 0.45% 0.44%
      48-month term 0.80% 0.79% 0.55% 0.54%
      60-month term 0.90% 0.89% 0.65% 0.64%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Money Market Special

      Money Market Special

      APY Dividend Rate

      $15,000+

      0.55% 0.54%

      Less than $15,000

      0.05% 0.05%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Regular Money Market

      Regular Money Market

      APY Dividend Rate
      $500,000 and above 0.40% 0.39%
      $250,000-$499,999 0.30% 0.30%
      $100,000-$249,999 0.15% 0.15%

      $25,000-$99,999

      0.10% 0.10%

      $1,000-$24,999

      0.05% 0.05%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Savings

      Rainy Day Savings APY Dividend Rate
      first consecutive 12 months 1.00% 0.99%
      after first 12 months
        On balances up to $25,000 1.00% 0.99%
        On remainder over $25,000 0.01% 0.01%

      Regular Savings

      APY Dividend Rate
      Regular Savings 0.01% 0.01%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure
    • Auto Loans

      Loan Term APR - 2021 & Newer APR - 2018 - 2020*

      0 - 75 Months

      as low as 2.14% as low as 2.64%

      76 - 84 Months

      as low as 3.14% as low as 3.64%**

      *Please call for rates on model years 2017 or older.

      **76-84 month term available for model years 2020 and newer only.

      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Recreational Vehicles

      Loan Term APR - 2021 & Newer APR-2018-2020*

      0 - 75 months

      as low as 3.44% as low as 3.94%

      76 - 84 months

      as low as 4.44% as low as 4.94%**

      *Please call for rates on model years 2017 or older.

      **76-84 month term available for model years 2020 and newer only.

      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Credit Cards

      APR

      Cash Rewards Visa

      11.40% - 17.90%

      Travel Rewards Visa

      11.40% - 17.90%

      Simply Visa

      8.50% - 17.90%

      LAUNCH™ Visa

      18.00% - 18.00%

      Visa Business

      10.25% - 19.90%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Home Equity

      APR

      Home Equity Variable

      as low as 2.99%

      Home Equity Fixed

      as low as 4.125%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield

      Other Loans

      APR
      Personal Loans as low as 5.99%
      Share Secured Loans as low as 3.24%
      Stock Secured Loans as low as 4.24%
      Secured Line of Credit as low as 3.99%
      Unsecured Line of Credit as low as 5.00%
      Credit Builder Loan 4.50%
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      Disclosure

      Mortgages

      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
      APR = Annual Percentage Rate
      APY = Annual Percentage Yield
Annual Percentage Yields (APYs) effective as of 2/1/2021.