Membership Eligibility

Share The Love, Get Rewarded

Refer friends and family to join the Credit Union and you'll each get $25!

There are several ways you can qualify for membership.

Membership eligibility* is based on one or more of the following qualifying criteria:


Employment

You are a permanent, temporary or contract employee of one of the several elite employer groups offering the Credit Union’s services as a valuable employee benefit.

Community Charter

Living or working in one of seven community charter counties: Cook (north of 95th street), DuPage, Kane, Lake or McHenry County in Illinois, Kenosha County in Wisconsin, or Puerto Rico. (If you are unsure if you qualify please contact one of our local branches or member relations.)

Family

You are the immediate or extended qualifying family of an existing member related by blood, marriage, fostering or adoption. Eligible family members include: spouses, parents, children, siblings, domestic partners, grandchildren, grandparents, aunts, uncles, nieces, nephews, and cousins.

Life. Money. You.®

 You are subscribed to Life. Money. You.®, a financial well-being program designed to help you set plans, make moves, and build better money habits with your unique goals at the forefront.


Lifetime Membership

Benefits of Credit Union membership will always be available
to you and your family, no matter where life takes you.
Our commitment to your financial well-being is truly a lifelong promise.


  • Relocating to a new area? No problem!

  • Changing jobs? The Credit Union goes with you.

  • Retiring? We've Got Your Back then, too.

A man and woman giving each other a high five

Ready to join? Begin by submitting a membership application.

Once approved, we’ll make a one-time $1.00 deposit to your Share-01 Regular Savings account, making you both a member and part-owner of the Credit Union. You and your family can then start enjoying the rewards of membership right away!


Frequently Asked Questions

  • Who can I refer?

    Anyone! Refer friends and family to the Credit Union and get $25*.
    If your referral lives outside of the Chicagoland area and does not currently work for one of our Company Partners, they may be eligible for BCU membership through Life. Money. You.® subscription. Learn more.

  • Why should my friends and family join?

    The Credit Union is owned by its members, not faceless stockholders. That’s why friends and family can expect lower rates, lower fees (and no fees when possible), higher dividends, and more innovative products and services than they’d get at many other financial institutions. Accounts are federally insured up to $250,000 by the National Credit Union Administration (NCUA), a U.S. government agency. Individual Retirement Accounts (IRAs) are insured separately for $250,000.

Partner Companies

Althoff Industries  |  Astellas   |  Baxter Healthcare  | 
Beckman Coulter   |  Becton Dickinson   |  Bella Vista Hospital   |  Beltone   |  Boston Scientific  |  Bowe Bell & Howell   |  Brookfield Properties |
Brunswick Corporation  |  Cardinal Health  |  CVS Health  |  Catalent Pharma Solutions  |  CDW |
Centegra Health System  |  CooperVision  |  CorePharma | CorSolutions Medical   |  Curran Group, Inc.   |  Edwards Lifesciences  Envista  |  Encompass Group   |  Faulding  |  Fenwal, Inc.  |  Fresenius Medical Care  |  Galen College of Nursing   |  GEICO   |  Glaxo SmithKline  
Global Healthcare Exchange  |  HCA Healthcare  |  HMS Capital  | Honeywell |  Hospital La Concepcion |  Hospital Menonita  |  Hospital UPR  |  Integra NeuroSciences  |  ITW   |  Journeycare  |  Kesem  |  Knaack  |  Komatsu   |  Lake Forest Graduate School of Management  | Learning Resources  |  LifeWatch  |  LSI  |  Medline |  Navilyst Medical   |  NeuroSource   | Nestle Healthcare Nutrition   |    Panasonic Avionics  |  Physiotherapy Associates Prime Coat Coating Systems  |  PSCU  |  Radiometer America  |  Quill Corporation  |  Residential Real Estate Council  |  Reyes Holdings  |  Rust-Oleum |  Sage Products   | Sartorius   | SCIEX  |  Seguros Multiples  |  Segway |  Signode Industrial Group  |
Snap-on Incorporated  |  Stryker Instruments Division   |  Sunrise Medical |   Takeda  |   Target  |  TeamHealth Thermometrics  |  TransUnion  |  Trammell Crow Company |  Trivity Health  |  Trustmark  |  UnitedHealth Group  |  Zebra Technologies   |  Zimmer Biomet


*Membership Eligibility Policy


  • Disclosure

    ​​​​​​​​​​​​​​

    *Open to U.S. legal residents who are 18 years or older. To qualify for the referral offer, the existing member must refer a new member to the Credit Union via your referral link or email invitation. The referred new member must open a membership with the Credit Union. A person seeking Credit Union membership must also meet at least one of the criteria found at BCU.org/Membership-Eligibility. The existing member who referred and the new member will each receive a well-being deposit of $25.00 into their Share-01 Regular Savings account fifteen (15) days after the referred new member opens a membership. Deposits to the referred member are considered bonuses and may be reportable to the IRS on Form 1099-MISC (or Form 1042-S, if applicable). Anyone who is already a member and receives the code and signs up for another membership will not be eligible to receive the $25 bonus. The referred membership and existing membership must be in good standing to receive offer. To be in good standing requires at a minimum: You are not in default of any loan or other obligation to BCU. You are not subject to any legal or administrative order or levy. You have not caused a loss to BCU. No substitution for offer allowed. Void where prohibited. BCU's decisions are final and binding on all matters relating to this promotion. BCU, at its sole discretion, may terminate, in whole or part, and or modify, amend, or suspend this promotion in any way, at any time, for any reason without prior notice. BCU employees and immediate family members are eligible for offer. Sponsored by BCU, 340 N Milwaukee Ave, Vernon Hills, IL 60061.

     

    1. Open to U.S. legal residents who are 18 years or older unless prohibited by law. Offer valid 12/1/2023 – 12/31/2023 (Offer Period). Prize is two (2) $2,500 well-being deposits. Receive one (1) entry per qualified referral. To qualify for the $2,500 well-being deposit, the existing member must refer a new member to the Credit Union via their referral link or email invitation. The referred new member must open a membership with the Credit Union via referral link by 12/31/2023. Two winners will be announced, and a well-being deposit of $2,500 will be made into each members’ Share-01 Savings account by 1/31/2024. A person seeking Credit Union membership must also meet at least one of the criteria found at BCU.org/Membership-Eligibility. A non-Credit Union member winner, who does not wish to open a Credit Union membership will receive the prize as a check. No other substitution for prize allowed. All federal, state or local income, sales and use taxes or other taxes, are the sole responsibility of the Prize Winner. Prize Winner is required to provide their social security number for tax reporting purposes and will receive a 1099 Miscellaneous Tax Form for the value of the prize. No purchase necessary to enter or win. A purchase will not improve the person’s chances of winning with an entry. Void where prohibited. Odds of winning depend on the total number of entries received. One potential winner will be determined from among all eligible entries received in one random drawing to be conducted on or about 1/12/2024. The potential winner will be notified by phone or email. BCU reserves the right to validate the winning entry. BCU’s decisions are final and binding on all matters relating to this offer. BCU, at its sole discretion, may terminate, in whole or part, and or modify, amend, or suspend this promotion in any way, at any time, for any reason without prior notice. Participants agree to release, discharge, or hold harmless the sponsor, its respective parents, affiliates, subsidiaries, and others engaged in the development and creation of this offer from any liability, claims, losses, and damages arising out of or relating to their participation in this offer or the acceptance, use, misuse, or possession of any prize received in this offer. BCU employees and immediate family members are not eligible to participate. ALTERNATE METHOD OF ENTRY: On a 3’’ X 5’’ card, hand print your name, work phone, and email address and return it to BCU – ATTN: Refer a Friend Sweepstakes by 12/31/2023. Sponsored by BCU, 340 N Milwaukee Ave, Vernon Hills, IL 60061. No purchase necessary to enter.


     
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