EMV Chip Card Technology

Securing your money and data.

EMV Chip on a credit card
Little chip. Big protection.
  1. Overview
  2. FAQs


Credit Union credit cards now come with built-in chip technology (also known as EMV) to provide upgraded safety features.

With EMV chip cards, you'll be able to take advantage of:

  • Enhanced fraud protection. Every time you use your card at a chip-enabled terminal, a unique, one-time transaction code is created, providing additional fraud protection on your account.
  • Global acceptance. Travel with confidence knowing your card is readily accepted at millions of merchant locations worldwide.
  • Exceptional rewards and everyday convenience. Not a cardmember? Compare our cards to learn more about features and benefits, and find the card that's right for you.

Are you an existing cardholder? Call 800-388-7000 ext. 8166 or visit your local Service Center to request your chip card today.

Ready to become a cardholder? To apply for a new Visa® credit card, click the link below.

Apply Now!

Paying at a chip-enabled terminal is easy:

  1. Insert the chip end of your card—with chip facing up—into the chip-enabled terminal.
  2. Keep the card in the terminal throughout the transaction and follow the prompts on the screen. If you remove your card too soon, your purchase will be canceled.
  3. Remove your card when prompted and take your receipt. Keep in mind that you may need to sign for your purchase.