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Student Loan Refinance

For those with Credit Union Student Loans, we’re here to assist with your education funding needs during this challenging time.

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We offer student loan refinancing to meet your needs.

Combine multiple education loans (government, private and parent plus) into a single loan with one monthly payment. You've earned your degree, get rewarded with a better interest rate.

Which Loan is Right for You?
Loan Amount Min Degree Attained Income Requirement
$5K - $150K Bachelors and above $30K* Find My Rate Apply Now
$150K - $250K Advanced Degree and above $100K* Find My Rate Apply Now
$250K - $350K Medical Degree $150K* Find My Rate Apply Now
($5K - $150K)
N/A $30K* Find My Rate Apply Now

*2 years of continuous employment at minimum income and BCU membership required.

It’s easy to save money and lower your payments with:

Low Rates

Variable rates as low as 1.49% APR1.    Fixed rates as low as 2.85% APR2.

Flexible Terms

Flexible repayment terms to fit your budget - select 5, 7, 10 or 15 years
(or up to 20 years for Advanced and Medical Degree).

Refinance Options

Consolidate federal and private student loans, including PLUS loans.

No Fees

No application, no origination and
no pre-payment penalty fees.

Is Student Loan Refinancing Right For You?

To learn more about your options, schedule an appointment with our Student Loan Refi expert, Amy Auw.

Make Appointment
Choose which interest rate works best for you:
Variable Rate  icon

Variable Rate

As rates rise and fall according
to the market index, your monthly
payment may change over time.

Fixed Rate  icon

Fixed Rate

Get a fixed monthly payment
with a rate that doesn't
change over time.

Student Loan Refinance Calculator

See how much you can save with a new lower rate and term.

Calculate Savings

Looking for more information? We can help!
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Find answers to the most commonly asked questions.

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Learn More

Resources to help you succeed in college and beyond.

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Contact Us

To learn more, talk to a student loan specialist.


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