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Buying Your Home

Note: Thanks for your interest in BCU home loans! We look forward to assisting you and appreciate your patience as we work through a high volume of applications.

Start the home buying process with confidence.

We have the tools you need to make your dream of homeownership a reality.

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Make a smart move and own a home with relaxed qualifications and little money down.

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Find a home with a trusted agent and earn $1,707 in cash rewards along the way!

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Enjoy expanded eligibility, payment flexibility and other borrower-friendly features.

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  • Easy qualifications and fast approval**
  • Flexible down payment options (as little as 3% down)
  • No mortgage insurance required
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With HomeAdvantage, you'll partner with a trusted real estate agent and earn $1,707 in cash rewards at closing!

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Member Feedback

On our HomeAdvantage Real Estate Agents

“Carmen was very professional and knowledgeable and always had our best interest in mind.” Lisa Z. – Member Since 2000
“Our agent was amazing! She accommodated our timeline and made us confident in our decision.” Craig T. – Member Since 2016
“Nadia was with us every step of the way. She made us feel like her most important client!” Jennifer B. – Member Since 2008
“Karen is amazing. I felt very confident in her care and will recommend her to anyone.” Laurel L. – Member Since 2014
Looking for more information? We'd love to hear from you.

Our dedicated home loan experts are here for you every step of the way.

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Find a Location

Meet a Home Loan Specialist at your nearest service center.

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Check out relevant articles, calculators, videos and more.

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