Your path to a positive credit history.
Build CreditYour payment history is reported to each of the 3 major credit bureaus, helping you establish a comprehensive credit rating.
Required Security DepositSecure your credit line with a refundable security deposit ($150 minimum). Your credit line will match your deposit ($500 for $500).
Competitive Everyday RateWith a rate of 18.00% APR1, you’ve got the freedom that comes with affordable credit.
No Annual FeeSimple and straightforward to save you money.
Credit Line Increase OpportunitiesYou've got the option to secure additional funds in $100 increments to increase your credit line, or earn additional credit line increases with successive on-time payments.
Convenient Online Account ManagementView transactions, make payments, get text alerts and more through our Online Banking and smartphone app.
Apply for a LAUNCH™ Credit Card
Digital Banking User?
Log in for the fastest way to apply online.
Not a Digital Banking User?
Use our standard loan application, no login required.