With Rainy Day Savings, you’ll automatically earn more with each monthly deposit.
Make an initial deposit of up to $1,000 to jump start your savings.
Then, earn 1.00% APY with each monthly deposit of at least $25 (up to $500). Deposits exceeding $500 will be transferred to your Regular Savings at no fee.
Easily transfer funds from any account—even external institutions.
Make up to 2 withdrawals each year without penalty.1
1Rainy Day Savings is a tiered, interest-bearing account based on qualifying activity and balance. To qualify for the stated APY, a monthly deposit must be made of at least $25, not to exceed $500. During the first calendar month only, a member may deposit up to $1,000. Deposit amounts exceeding the monthly maximum deposit will be transferred to the member’s Regular Savings account. Balances for the first 12 consecutive qualifying calendar months; beyond the first 12 months, but less than $25,000; and above $25,000 will earn different rates as posted. For months in which the minimum deposit requirement is not fulfilled, the Regular Savings rate will be paid. Rates are subject to change without notice. Two withdrawals are allowed per calendar year. Each additional withdrawal will result in a $25 excessive withdrawal fee which will reduce earnings. Rainy Day Savings is available as a personal account only and limited to one account per member.